On average how much does one secured credit card raise your credit score per month?
Does the amount of points double if I have 2 secured credit cards?
( assuming card has a $ 200 limit and is only charged $ 10 and paid off in full monthly)
I’ve read everything from 5 points to thirty per month!

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I have just been approved for a Gold card from Orchard Bank. This is a secured card, i didn’t have to put $ 200 down. The reason i have been thinking about using this is i need to improve my credit rating! I have had some problems in the bast due to lack of work. [...]

 

I have NO credit. I can’t seem to get a credit card, even when I had two jobs I couldn’t even get a SECURED credit card. Getting a co-signer is out of the question. I was thinking of paying back my student loan early with the hopes that it would give me a credit score [...]

 

I need to build my credit again and planning on getting a secured credit card. My credit score now is 550 so i would like to raise it up to 700+. Just curious as to how long will it take to build my score up again? How much points does a person gain in a [...]

 

I was discharged in bankruptcy 3 years ago and would like to start improving my credit score with a secured credit card. My bank does not offer this service. I am looking for somthing with no annual fee. any suggestions?

 

What was your score after you filed and what was your score six month, a year, or two years after you filed. I hear that my score can rebound back as long as I do things that show I am responsible, such as pay on a secured credit card, and other things that show that [...]

 

I have had many people say try this and do that but still dont know what is the best. How do you raise your credit score. What afects it. What to do is what I am looking to do. I have heard of opening a secured card and thats raises your score by points..etc.

 

I’m trying to improve my credit score(530) and am going to get a Bank of America secured credit card. It has a $ twenty-nine annual fee and a 20% APR. Is there another proactive way to dramatically improve my score without having to face such high interest rates? btw, I havw already dealt with my [...]

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