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My father-in-law passed away while I was engaged to my fiancee (now husband). So we moved in with my mother-in-law, into her biggg house, 2 years ago when we got married. It has been SO hard! It’d be different if I moved into my husband’s house but I moved into HER house! So everything is hers and I have to reside by her rules. No shoes here…no food upstairs…ugly decorations … etc. I don’t even cook b/c I hate all the stuff she uses and she’s always hovering over. I wish I had my own kitchen! On top of that, my husband has no job! He got laid off and has no idea what he wants to do with his life. So I don’t want to be rude to my mother-in-law (cultural reasons) so I want to have her move into MY house – one me and my husband buy. But I have extremely bad credit and my salary is 55k. She won’t settle for a small house b/c she likes having family stay with her and plus, big house means more space from her. I have NO financial literacy. Please help me figure out how to go about this process. I need to buy a house soon! This is getting so hard! I feel like a kid, not a married woman. It’s my dream to decorate a house and buy furniture etc. When I have kids, I don’t want them raised in a house like mother-in-laws under her rules and ways. I don’t feel at home where I am. I want to feel at home. Please, please, guide me. ANY tips would be wonderful! How much should I save per year? Per month? What’s a reasonable price? Any ideas about new properties in MD/VA/DC? Is it cheaper to buy a lot and build a home on there?

Oh and how much money do I need to be making to afford such a house?
How big of a house CAN I afford then?

Thank you for all of the kind answers in advance.
How much rent is good for me? Assuming I can’t get this house. I REALLY want to though! Must raise my salary. I’m 25.

Recent Comments

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