People | Fast2Learn Mortgage and Loan

Buying your second home, and selling your first home?

Dec 022011

Prefer answers from those experienced in real estate sales or mortgages. Thanks!

We just paid for our first home recently, but I am just curious how people manage the transaction of selling one home and buying their next home.

Do you have to buy first getting a mortgage based on your current income and whatever cash you have available to put down?

Do people sell first, moving their stuff into temporary storage and live in a temporary place so that they can use the cash from the sale of their first home in applying for the mortgage for their second?

Or does the mortgage company take into consideration that you are selling a home, so they assume you will come up with x dollars for down payment?

I kind of assume it is a combination of things…but what is best, in your opinion?

“We Buy Ugly Houses” have you seen the adds? people that buy your house for cash?

Home Buying 3 Responses »

Dec 022011

at any condition ? anyone have any experience with them? i think they were called Home Vestors…

How much impact do credit checks have on your credit scores?

Credit Repair 2 Responses »

Dec 022011

I’m in the process of moving and buying a car and I shopped around for loan rates and people require credit checks for each loan inquiry, housing apps, and even to get DSL internet. I almost think it’s wrong to lower credit scores. anyone have any idea how much credit checks impact credit scores? Thanks!

When you buy your first home in yoville how do you get rid of your apartment?

Home Buying 1 Response »

Dec 022011

i just paid for my first house in yoville…but i dont knw how to get rid of my apt! so when people go to where i live they dont end up at the house they end up at the apt….so how do i get rid of the apt..or at least make it so they end [...]

why s expensive in RI for insurance compared to Mass right across state lines?

Home Insurance 3 Responses »

Dec 022011

RI is ridiculing the people of their own state by charging them high priced insurance on their homes/cars we pay for our water/sewer/taxes/utilities and then screwed by insurance companies because they know we need them Mass is 1/4 of our state they wonder why people go there now when they Mass was buying here.

What are some things to do/keep in mind, when buying a new home?

Home Buying 4 Responses »

Dec 022011

My family and I have decided to end our renting way of life and buy an affordable and comfortable home for the family. Having great credit, applying to different banks and so on are some of the things we’ve done. But what more could we do and what are some mistakes people usually make when [...]

Mortgages for people with low credit scores?

Credit Repair 10 Responses »

Dec 022011

Need suggestions for reputable mortgage companies, loan companies, banks, who loan to people with low credit scores.

Does a HUD-approved lender give FHA loans to people with low credit scores?

Credit Repair 2 Responses »

Dec 022011

My husband and I are trying to purchase a home, and we have lower credit scores than most of the banks are requiring now. We’ve checked with Wells Fargo and Regions bank (both of which we don’t qualify for). Do the HUD-approved lenders (listed on the government-based FHA website) work more with people – like [...]

Are we safe to let foreigners come into the US and buy the foreclosed homes?

Home Buying 5 Responses »

Dec 022011

People from China are here to buy the foreclosed homes. Whos to say there will not be Sunni, Shiite Muslims, or Bin Laden, Al-Quada, terrorist, buying the homes. If it is really our money in this bailout, I vote no to foreigners buying anything in the United States. Where does our government get off trusting [...]

Do insurance company has a right to insure people even though costumer does not finalized the paper work?

Home Insurance 2 Responses »

Dec 022011

We had shopped around for home insurance, we made a quote and compared the best company, and we purchase the policy to one of them. After a year, we received a call from collection group saying that we owe some money for one of the insurance company that we did not chose. And when I [...]

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Tom I try to find someone who needs what I am getting rid of or try to recycle it if I can. Do you trash your belongings when you buy new things or do you find someone in need to give them to?
daljack 99% of the time those things on the curbs are broken or gross. When I have things to pass on I make sure it's something I would want myself. I do not give away clothes or items that are in disrepair.... Do you trash your belongings when you buy new things or do you find someone in need to give them to?
Lola I never toss out something that can be used by someone else. Push comes to shove I drop it off at the local Salvation Army post where they will make sure it gets to the right people. Do you trash your belongings when you buy new things or do you find someone in need to give them to?
sapphire_tear_z Clothes, if they are in use able condition, are sent to appropriate Charity organizations or to local orphanages. The furniture/TV/ Music system etc. is mostly passed on to whoever needs it around me... Do you trash your belongings when you buy new things or do you find someone in need to give them to?
proudnanny I usually try to donate my used stuff, if it is not in bad shape, but usually I wear my stuff till nobody else would want to wear it. I myself keep about 4 pair of pants, 2 shorts and shirts, one pai... Do you trash your belongings when you buy new things or do you find someone in need to give them to?
melspur82 You should negotiate with these ocmpanies to get them to report on your credit repor that they were paid in full, not charged-off. This typcially means that you didn't pay them and they wrote them of... Will my credit card to improve pay medical bills that were delinquent?
lingua06437 The charge offs will be on your report for seven years after the date you paid them off completely. Short term - your score won't improve. Long term - it will. Also - when you go for a loan in the ... Will my credit card to improve pay medical bills that were delinquent?
bluedecker97 Donate to OUT OF THE CLOSET stores and support HIV services. Do you trash your belongings when you buy new things or do you find someone in need to give them to?
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