HELP! How do I pay my Citi card online
I just got my new Citi card recently and I have just about taken it to the limit. I want to go and pay it off now so I can redo it all over again :)
Categories: Finance Tags: even-though, figure-out, figure-out-how, limit, minimum-payment, online, online-payment, phone-payment, statement
I have a stupid question
Hi everyone, excuse my dumb question which may be common knowledge but I am fairly new to using credit cards I purchased something with a store card with a 2 year no interest promotion. My minimum payment is the purchase/24 months so If I keep paying the minimum I should finish before the promotional period ends Now what happens if 1. I purchase something else on the same card that has no promotion: What is my payment going to be for that cycle 2
Categories: Finance Tags: dumb-question, get-charged, minimum-payment, native, payment, payment-going, tried-google, using-credit
i am so mad right now! 10% min payment with nordstrom?
i just got a nordstrom store card after someone on these forums recommended the visa. i just wished i had known that with the visa i gotta pay a 10% minimum payment every month. my credit is gonna take a hit too from this new account.
Categories: Finance Tags: account-theres, card, credit, minimum-payment, phone, reports, reports-because, visa, want-nothing, whats-the-point
How do I lower my minimum monthly payment?
Any tips and advice would be greatly appreciated. Debt consolidation companies do it all the time but I don't want to have to go through one of them. Its only one credit card, but the minimum payment is over $400. I am at my wits end, I cannot keep paying that and keep up with my mortgage, etc. I do not want to ruin my credit over this, which is good (around 710). There must be way to call the cc company yourself and work out a smaller minimum monthly payment??
Categories: Finance Tags: credit, credit-card, credit-over, minimum, minimum-payment, monthly-payment, mortgage, not-want, only-one, smaller-minimum, wits
Macys Credit limit decrease
I have had a Macys card since Dec 09 (600.00 ) limit. I have never missed a payment , never maxed out the card, and I always paid over the minimum payment on the card. I was checking my credit report online today and it showed that Macys have cut my credit limit from 600.00 to 250.00, no warning, no letter no nothing , they just reduced my limit. I callde them and they advised that they have the right to cut my limt at anytime without warning and that in order to give me another increase they would have to do a hard pull on my report. I have not missed any payments on any of my other cards or car note etc...no late payments either.
Categories: Finance Tags: card, cards-or-car, credit, credit-report, happened, increase, limit, limit-it-now, macys-account, minimum-payment
Question
I bought some furniture at Becker Furniture World and the loan that I took out through the store is with Wells Fargo. My account is interest free for 2 years and my payment has always been 108.00 a month. When I opened my statement it shows that they charged my account a late fee of $39.00 and .27 in interest on that late fee. It also states that I have a past due amount of $17.78. I made my payment of $110.00 online March 3 and it was due so I thought March 4 but she said that has changed to March 8 so it was still on time. When I called Wells Fargo tonight she said that this is because of the new credit card act. They raised my minimum payment to $127 a month from $108 (making me overdue 17.78) and because I paid the old minumum payment instead of the new payment I get a late fee and interest on that late fee. I asked them to waive that late fee and she said I had to fax a letter to the billing department. I reviewed the forum on the new credit card act and I didn't see anything about them changing minimum payments. My question is how would you handle this. It makes me so mad that they did this. When I asked her what allowed them to do this in the credit card act she just stated you should have received a notice in the mail and wouldn't answer my question. Any ideas on what to do or has anyone else encountered this? Any advice would be greatly appreciated!
Categories: Finance Tags: credit, minimum, minimum-payment, overdue-17-78, paid-the-old, payment, payment-instead, question, statement, still-on-time, wells-fargo
Carrying Over A Balance?
Carrying over a balance and or making a minimum payment a good thing or a bad thing?
Categories: Finance Tags: bad-thing, good-thing, minimum-payment, score, some-say, someone-please, the-right
What is PenFeds Minimum Payment Percentage?
I called them before I opened an account and they said it was 2%. I now have a $10K and they are only requesting a $125 minimum payment which is like 1.1% (the percentage doesn't even make sense). I'm not complaining but its weird that its so low especially when they quoted me 2%.
Categories: Finance Tags: 125-minimum, 220-which, before-people, even-make, minimum, minimum-payment, not-complaining, not-paying, off-paying, payment-which, percentage, start-telling, the-percentage, will-never
Tribute
Can someone explain this to me, I just paid my current balance off at $362.24 & the payment posted today & now it's showing a minimum payment of $2.26 ? How in heck can they try that when I just paid the entire balance off before the next statement would have come out ?
Categories: Finance Tags: current, current-balance, entire, minimum-payment, payment, payment-online, posted-today, someone-explain, the-entire, the-payment