Is there any range for the points. Are there any closing costs with 0 points? If the seller covers the closing cost, should I really care about the points? For a 450k home, should I choose low points or low interest rate?

 

I am interested in possibly buying a house in the fall and wondered if anyone had any advice for me as to what my first steps should be? How important is a down payment? Should I call a mortgage attorney or a realtor or someone else first? What can I do to put myself in [...]

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