Long Time | Fast2Learn Mortgage and Loan

Paying off debt – When to expect credit score improvement?

Dec 022011

My situation is that I had a lot of credit card debt, maxed out on a few cards. There were also a few late payments (I think maybe 2 showed up on my report as “30 days or more”), and the minimums were getting really high, and my score was pretty bad for a while.

Well, long story short, I borrowed some money from a relative and yesterday, I was means to pay off ALL of the balances in full. My question is: When can I expect to see improvement in my credit score? How much? Does it take a long time, or will I see most of the improvement right away?

Thanks!

Has anyone from Florida had any experience with Tower Hill homeowners insurance?

Home Insurance 1 Response »

Dec 012011

We’re insurance shopping after we found out State Farm is charging us WAY too much. Tower Hill has given a great quote but I can’t seem to find one their customers to talk to. Has anyone dealt with them? Tower Hill has been around for quite a long time. 40 Yrs. Financial rating is down [...]

buying houses?

Home Buying 6 Responses »

Dec 012011

how do you buy a house? theres monthly payment things and then theres just buying it. could someone explain?? also, the taxes and other bills. anyone that owns a house, could they explain the electric bills, taxes, water bills, and monthly payment things? argh!!!! someone just explain this step by step, starting out with looking [...]

Recent Comments

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daljack 99% of the time those things on the curbs are broken or gross. When I have things to pass on I make sure it's something I would want myself. I do not give away clothes or items that are in disrepair.... Do you trash your belongings when you buy new things or do you find someone in need to give them to?
Lola I never toss out something that can be used by someone else. Push comes to shove I drop it off at the local Salvation Army post where they will make sure it gets to the right people. Do you trash your belongings when you buy new things or do you find someone in need to give them to?
sapphire_tear_z Clothes, if they are in use able condition, are sent to appropriate Charity organizations or to local orphanages. The furniture/TV/ Music system etc. is mostly passed on to whoever needs it around me... Do you trash your belongings when you buy new things or do you find someone in need to give them to?
proudnanny I usually try to donate my used stuff, if it is not in bad shape, but usually I wear my stuff till nobody else would want to wear it. I myself keep about 4 pair of pants, 2 shorts and shirts, one pai... Do you trash your belongings when you buy new things or do you find someone in need to give them to?
melspur82 You should negotiate with these ocmpanies to get them to report on your credit repor that they were paid in full, not charged-off. This typcially means that you didn't pay them and they wrote them of... Will my credit card to improve pay medical bills that were delinquent?
lingua06437 The charge offs will be on your report for seven years after the date you paid them off completely. Short term - your score won't improve. Long term - it will. Also - when you go for a loan in the ... Will my credit card to improve pay medical bills that were delinquent?
bluedecker97 Donate to OUT OF THE CLOSET stores and support HIV services. Do you trash your belongings when you buy new things or do you find someone in need to give them to?
outlook0330 Anytime you pay something off it will help, because that will be one less thing the lender will need to ask you about the next time you apply for credit some where. The bad news is that in my past, d... Will my credit card to improve pay medical bills that were delinquent?
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