I’ve been working over the last 2 years to raise my FICO score which has gone from 420 to 623. In fact, my current scores are 600 (TU), 623 (EQ), and 683 (EX). I still have some open collections on my credit report that I’m trying to get cleaned up. However, I’d really like to [...]

 

I keep hearing conflicting stories about fico 2008 and piggybacking? Does it still work?

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