I’ve been thinking allot about my credit score and how i have bad/no credit. I haven’t been means to check. But i really want to improve my credit since i’m still young. I was thinking of getting a credit card, but my dad told me if i get it to beware of misuse. So what [...]

 

The last time I viewed my credit report, it did not have my auto loan as paid off. I had paid it off about a week before my credit report was pulled. Does anyone know how much that will increase my credit score? My FICO score was 545 and I am wondering if it will [...]

 

Im totally lost. If I check my credit scores. I am in the 700 hundreds. But my bank checked equifax, and I had a score of 0. I have only had one loan, but it was cosigned. So, is it true than lenders (bank & mortgage) only look at your Fico score? I dont understand. [...]

 

Currently, I’m donating (via automatic withdrawal from my credit card) to a few charities. I was away for a couple of months and didn’t update my credit card info. As a result, I missed a few payments. Will this affect my credit in any way? *From my understanding, the only way your credit/FICO score will [...]

 

I pulled up all 3 credit Bureau reports online…got 3 seperate scores…Is each individual score the same FICO score that lenders go by when considering you for a credit card?

 

Mine and my wife’s is at 700.. I know that this score is very important to getting credit, and not having to pay real high interest rates. So what is your score?

 

I heard having too many credit cards can lower your FICO score even if you pay them full each month. How many can you get before they drop your score? I had problem getting a credit card when I had no credit history and then after I finally got one, I had difficult time getting [...]

 

Please read this entirely then respond with your answer. I would like to know what is the best way I can improve my credit? I have all credit debt paid off and has been for 2 years now. I have no debt. I recently attempted to get a $ 300 secured credit card from bank [...]

 

If you pay the total (not minimum) amount due each time..will your credit score increase or not? I heard someone say that it’s good to have a balance. Is that true? Thanks!

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