admin — Sat, 03 Dec 2011 03:17:18 +0000

Say, you have a home that you still owe $ $ on…..You want to sell this house and buy a new one. Would you take the money you get for selling your current home and put that toward paying off your current home….being left with only the mortgage payments on the new home.

admin — Sat, 03 Dec 2011 03:09:16 +0000

I am in the military and will be applying for a position for which I need a top secret security clearance. A few years ago I mis-managed some of my finances, which ended up hurtin my credit. I have since paid off all the overdue amounts and am current on all my finances, however my credit score itself is still less than desirable. Does the actual credit score have an impact on getting granted a security clearance? Or is it just how much debt you have?

admin — Sat, 03 Dec 2011 02:54:41 +0000

Our current lease expires in three months and we’d like to get a nicer apartment, but our not sure we can with his low credit score. Any suggestions??

admin — Sat, 03 Dec 2011 02:53:48 +0000

With the current lending standards, i’m wondering if the same applies to HUD homes. I live in texas and found a hud home that’s listed for $ 95,000. My credit score is about a 620 which i know is horrible. Is it possible to qualify for a loan and about how much would our payments be?

admin — Sat, 03 Dec 2011 02:48:28 +0000

I purchased our current home before me and my wife got married. I am the only owner of the home. If we were to move and both buy a new home, would we receive the tax credit because my wife is a first time home buyer?

admin — Sat, 03 Dec 2011 01:55:44 +0000

My husband and I are planning to buy a house that is neared by my workplace. We do not want to put out for sale on our current home until we find a new home which means there are going to be a period time that we will be owning two houses at the same time. We are thinking of taking my name out from the current home and using my name only for the new home, so we can get home exemption for both houses. Would that work?

admin — Sat, 03 Dec 2011 01:31:56 +0000

Today a realtor told me that in order for my husband and I to purchase a home we need to have 25% equity in our current home. My husband qualifies for VA and we both make enough money to afford 2 mortgages but we are obviously negative in our mortgage (living in California). Can anyone help with this, or guide me in the right direction?

admin — Sat, 03 Dec 2011 00:52:47 +0000

If I trade in my car for another with a current loan. I will show paid on my old loan. Will this improve my credit score, even though I will open a new loan with the new vehicle.

admin — Sat, 03 Dec 2011 00:48:20 +0000

My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to progress my credit score since I am planning to apply for a mortgage in the near future?

admin — Sat, 03 Dec 2011 00:43:19 +0000

My Father gifted me his home and the current carrier will not insure it for rental purposes. I am not a home owner except for the home I want to rent out.