i dont understand why our own personal credit scores are so hard to obtain. Every website ive tried w/ the exception of Exprian (30 day free trial, pfft) wants a fee or subscription to some service. Why are they such a protected secret and is there another way to get them i havent tried yet?
Need suggestions for reputable mortgage companies, loan companies, banks, who loan to people with low credit scores.
My husband and I are trying to purchase a home, and we have lower credit scores than most of the banks are requiring now. We’ve checked with Wells Fargo and Regions bank (both of which we don’t qualify for). Do the HUD-approved lenders (listed on the government-based FHA website) work more with people – like [...]
Dec 022011
Dec 022011
I just got a copy of my credit report, and I am curious as to what these different values mean. My Beacon score was 652. My FICO classic is 718. My Isaac Model score is +668. Are these good? What’s the different types of scores mean??? Thanks in advance!
Dec 022011
wondering if old charge offs ‘fall-off’ your credit report after 7 years? 10 years? Do any of those credit repair services work? Heard about writing letters to creditors and if they do not respond in 30 days, the item must be erased from report–true?
I just pulled my credit scores from the three bureaus and they are: Transunion: 697 Experian: 702 Equifax: 689 I’m hoping they pull my score from Experian! Will I qualify for a good rate if I go to the dealership for a new car?
I am looking to opening my first business and have a low credit score- due to student loans and debit’s from collage being paid off through a debit management service. Are there any small business loans out there I can look into or in the future look into as my credit improves?
Im totally lost. If I check my credit scores. I am in the 700 hundreds. But my bank checked equifax, and I had a score of 0. I have only had one loan, but it was cosigned. So, is it true than lenders (bank & mortgage) only look at your Fico score? I dont understand. [...]
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