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What is your begining Credit Score?

Dec 022011

I’m twenty years old and I’ve just gotten started understanding credit. My beloved added me to one of his cards that he’s had since he was eighteen (8 years ago) and then I started getting all kinds of credit card offers because that spiked whatever score I had at that point. What I want to know is, what is your credit score when you first start out in life? What determines what score you have if you’ve never had any kind of credit cards or loans before in your life?

Also, what is the best way to jump start your credit? I want to buy myself a new car when I turn 21, but I want to be prepared. I have another year before that happens

How would I go about improving my credit score?

Credit Repair 5 Responses »

Dec 022011

I made a few mistakes here and there and have some medical bills on my credit report along with other collection accounts. I have 3 credit cards that I almost have paid off and project to have my credit report clear sometime this year. My question is once I have the credit cards paid off [...]

How to raise your credit score?

Credit Repair 5 Responses »

Dec 022011

Other than maintaining your credit cards.. and paying everything on time..is there any OTHER way to raise a poor credit score?

Does paying off a credit card improve your credit score?

Credit Repair 5 Responses »

Dec 022011

I just paid off one of my credit cards completely, after having an outstanding balance of about $ 1,500 for 3 years. I should be means to pay off the 2nd one completely within a year’s time. I was just wondering if having finally paid off one of my credit cards will give any progress [...]

What is the fastest way to improve your credit score?

Credit Repair 8 Responses »

Dec 022011

My husband and I are looking to buy a house soon and I want to get the best credit score possible for lenders to approve us. What should I do? Get more credit cards or move the ones I have to a 0 balance? What else?

Why do I have 3 different credit scores from the credit reporting agencies?

Credit Repair 8 Responses »

Dec 022011

I am currently monitoring my credit report from the 3 credit bureaus. I filed bankruptcy almost 2 years ago and I currently have no balances on any of the 4 credit cards I have and have never been late on a payment to them. I monitor my credit report with Experian and I now have [...]

What FICA Credit Score Number is needed for an Auto Loan?

Credit Repair 3 Responses »

Dec 022011

I am going to buy my wife a new camry in Febrauary. We have a newborn and I want something more dependable and safer. I am going to have about 3 grand to put down and a 2001 Neon that is ours for a trade in. I am looking for a $ 20,000 auto loan. [...]

how can you make your credit score better?

Credit Repair 4 Responses »

Dec 022011

last year i paid most of my outstanding bills on my credit report and this year i applied and got 2 credit cards hoping to bump up my score. then i got my credit score and its 549!! that is horrible! what can i do to make it better?? i know i still have some [...]

Does having too much open credit effect you buying your first home?

Home Buying 6 Responses »

Dec 022011

My husband and i are taking steps to buying our first home, we are young and have credit cards but i think we might have too many will that effect us when it comes time to get approved for a loan? we’ve been on time always and we are very responsible with them but i [...]

How often does your credit score change?

Credit Repair 5 Responses »

Dec 022011

On Dec 14th I made a huge payment spread through all my credit cards reducing most to $ 0 and leaving low balances on the rest ($ 20,000 paid towards revolving credit of $ 30,000). How long before it is reflected in my credit score? It’s been over a month and I don’t see any [...]

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Tom I try to find someone who needs what I am getting rid of or try to recycle it if I can. Do you trash your belongings when you buy new things or do you find someone in need to give them to?
daljack 99% of the time those things on the curbs are broken or gross. When I have things to pass on I make sure it's something I would want myself. I do not give away clothes or items that are in disrepair.... Do you trash your belongings when you buy new things or do you find someone in need to give them to?
Lola I never toss out something that can be used by someone else. Push comes to shove I drop it off at the local Salvation Army post where they will make sure it gets to the right people. Do you trash your belongings when you buy new things or do you find someone in need to give them to?
sapphire_tear_z Clothes, if they are in use able condition, are sent to appropriate Charity organizations or to local orphanages. The furniture/TV/ Music system etc. is mostly passed on to whoever needs it around me... Do you trash your belongings when you buy new things or do you find someone in need to give them to?
proudnanny I usually try to donate my used stuff, if it is not in bad shape, but usually I wear my stuff till nobody else would want to wear it. I myself keep about 4 pair of pants, 2 shorts and shirts, one pai... Do you trash your belongings when you buy new things or do you find someone in need to give them to?
melspur82 You should negotiate with these ocmpanies to get them to report on your credit repor that they were paid in full, not charged-off. This typcially means that you didn't pay them and they wrote them of... Will my credit card to improve pay medical bills that were delinquent?
lingua06437 The charge offs will be on your report for seven years after the date you paid them off completely. Short term - your score won't improve. Long term - it will. Also - when you go for a loan in the ... Will my credit card to improve pay medical bills that were delinquent?
bluedecker97 Donate to OUT OF THE CLOSET stores and support HIV services. Do you trash your belongings when you buy new things or do you find someone in need to give them to?
outlook0330 Anytime you pay something off it will help, because that will be one less thing the lender will need to ask you about the next time you apply for credit some where. The bad news is that in my past, d... Will my credit card to improve pay medical bills that were delinquent?
Richard C Hey, here's a place to buy dirt cheap electronic products. Go to: http://anyelectronicproductyouwant.findthecheapestonline.com You will find real cheap electronic products there. Where’s a good place to buy cheap stuff for your home? ?