What is the difference between…
a "BankAmericard" and a "regular" BofA card? Is one considered to be better than the other? For example, they have a BankAmericard Visa Signature (silver/white/blue) and the BofA Visa Signature (black/silver). Thanks for any replies.
Categories: Finance Tags: americard-visa, bofa, one-considered, signature
FYI – Bank of America Platinum Plus Card – CL not reported with EQ and TU
I just pulled CCT and TC reports. Looks like my Bank of America Platinum Plus card is no longer reporting CL with EQ and TU (no change yet on EX, which has been typically the fastest CB to report a change), just high credit now is being used. True Credit I know sometimes one should not care about how a third party reports a CC, but FWIW, it is reporting as a flexible spending credit card.
Categories: Finance Tags: america, bank, bofa, change, change-yet, credit-now, else-notice, fastest, know-sometimes, one-should, the-fastest, third-party
Really quick question about Amex cards
Do transactions not post online until they've been completed by the merchant? In other words, do pending transactions show up online? I used my Zync card for the first time today at a few places. Nothing has shown up online.
Categories: Finance Tags: been-completed, bofa, merchant, other-words, pending-transactions, the-first, the-merchant, time-today, zync
Wells Fargo Secured or Unsecured Info
I just moved to CA so now could open a Wells Fargo account. I'm just kind of scared of of secured cards since having the BofA one for over 1.5 years and they closed it after unsecuring it and CLI. What scores does it normally take to get unsecured product with them
Categories: Finance Tags: bofa, credit-pull, get-unsecured, having-the-bofa, normally-take, scores-does, secured-cards, since-having, then-open, use-same, wells-fargo
CC with good rewards and low interest
My friend was looking for a low interest card to replace her current 20% interest wells fargo credit card. I was looking at the BofA rewards card but really dont know which card has the best interest and rewards really. She travels and rents a car a lot (at least 2 times a month for a week ) I saw the BofA was 0% for 12-18months then about 13% after- is that the best option for her
Categories: Finance Tags: best-interest, best-option, bofa, current, fargo-credit, interest-wells, low-interest, rewards-card
Credit one bank card?
My husband got this offer in the mail and I was wondering if I should accept the card offer instead of forcing him to to to his BofA bank and getting a secured card?
Categories: Finance Tags: accept-the-card, bofa, card, credit, credit-score, forcing-him, offer, offer-instead, secured-card, should-accept, the-card, will-raise
Barneys New York CC/Neiman Marcus
I have significantly brought up my FICOS, I am ready to apply now!! I was wondering not mentioned on the board often, what are the prequal for the Barneys NYC card?? Also on Neimans does HSBC blacklist, becuase if so I have a relaative whos last 4 of his SSN are the only difference and he defualted on HSBC where as i have never had one yet everytime i apply they rejectet me even on the orchard card!!! My FICOs are now 700 plus.....it has to be him he lived with us, was a joint on my BOFA account. Anyway i want the barneys card does anyone have an idea who services it
Categories: Finance Tags: 700-plus--it, barneys, barneys-card, board, bofa, ficos, not-mentioned, only-difference, orchard, the-orchard, the-prequal, yet-everytime
College student’s plan of action. Help me out.
I was wondering if I could get some advice on my future using credit cards.
Categories: Finance Tags: america, bofa, credit-line, master, points-master, rewards, rewards-visa, utilization
Still can’t decide what to do with Orchard
It's my oldest major CC opened back in 07 $900 CL AF is $49 It's also my lowest apr out of any of my cards 8.9%. On the other hand i know this card will not grow with me
Categories: Finance Tags: balance, balnce, bofa, capital, card, cards, get-rid, lowest, lowest-apr, majors, not-grow, oldest
CLI Succes this week
No more post for me lol but this has been a good week for me as far as my credit CLI this week on Wal-Mart $725 to $825 Pay Pal $1000 to $1250 Amazon Store Card $1400 to $1650 BOFA $800 to $2000