Since now days banks have made getting loans overly tough and they require you to have pay stubs. But an most average agents don’t get pay stubs since they just make strict commission. So how do they buy homes if they only have 20% down & banks require pay stubs?
Need suggestions for reputable mortgage companies, loan companies, banks, who loan to people with low credit scores.
My husband and I are trying to purchase a home, and we have lower credit scores than most of the banks are requiring now. We’ve checked with Wells Fargo and Regions bank (both of which we don’t qualify for). Do the HUD-approved lenders (listed on the government-based FHA website) work more with people – like [...]
Just curious….everyday you hear about banks and big companies going bankrupt, and people losing jobs…so I was wondering if as a “whole” the U.S seen a drop in average credit scores since the economy has been rough.
Dec 022011
I heard having too many credit cards can lower your FICO score even if you pay them full each month. How many can you get before they drop your score? I had problem getting a credit card when I had no credit history and then after I finally got one, I had difficult time getting [...]
Someone I know recently filed for bankruptcy not even a year ago. And she throws it in my face that her credit score is higher than mine and that she can get a house and I cant. I dont have anything wrong with my credit score and never filed for bankruptcy I just have a [...]
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