Bankruptcy | Fast2Learn Mortgage and Loan

What is the best way to get your credit scores back up after bankruptcy?

Dec 022011

I have a couple of revolving accounts @ stores & my score is 100 more than my husbands.
We need to get a loan to help our son have surgery but no-one wants to even talk to us. We need to get our credit scores up.
The bankruptcy was 2 years ago. ( My husband had to take a hugs pay cut: we lost our house).
We’re surviving just fine but haven’t been means to save that much.

Why do I have 3 different credit scores from the credit reporting agencies?

Credit Repair 8 Responses »

Dec 022011

I am currently monitoring my credit report from the 3 credit bureaus. I filed bankruptcy almost 2 years ago and I currently have no balances on any of the 4 credit cards I have and have never been late on a payment to them. I monitor my credit report with Experian and I now have [...]

what are the steps to improving your credit score 2 years after bankruptcy?

Credit Repair 3 Responses »

Dec 022011

What is the best way to improve credit score if I have no credit?

Credit Repair 7 Responses »

Dec 022011

I am debt free and have been since my bankruptcy over twelve years ago. I recently looked into getting a mortgage, but was told I can’t get one because my credit score is too low. I went on freecreditreport.com and got a copy and there are some things on there that are not identified, and [...]

How soon will my credit score improve after bankruptcy?

Credit Repair 4 Responses »

Dec 022011

HOw many of you filed bankruptcy adn then soon after got a checking account back and also a credit card? Well this is what I did but I stil have an auto loan current ther were some late payments from about 6 mos ago and Im wondering how this will improve or hurt my future [...]

how does bankruptcy effect your home buying abilities?

Home Buying 1 Response »

Dec 022011

would like answers from people who have been through it. How long after your bankruptcy where you means to start getting things again? (like a house or car or other lines of credit)

Can insurance on a house be in someone elses name along with yours to make premium cheaper??

Home Insurance 1 Response »

Dec 022011

Me & my husband are buying a house and found out today that if you have a bankruptcy that this affects you premium costs. So, I was wondering if my dad could put the insurance in his name and list me & my husband as well but use his name for the credit check, etc. [...]

HELP WITH MY CREDIT SCORE?

Credit Repair 4 Responses »

Dec 022011

What would be better to file for bankruptcy or take out a loan to payoff all my debt (my fiance is willing to do so)i heard that even if you pay items off they will remain on your credit for 7 years after the date they are paid ,with bankruptcy it is all wiped off [...]

Question about credit score and bankruptcy?

Credit Repair 2 Responses »

Dec 022011

You file wage earner, you pay the court for 5 years and then its over. How many years after you are through paying will your credit score improve? Is there anything you can do to get it to improve sooner?

Is it really possible to ‘fix’ your credit report?

Credit Repair 6 Responses »

Dec 022011

I have heard people say they have paid people to ‘fix’ their credit report. Is this true and legit? I have negative things on my report due to numerous things, job loss, divorce, stupidity as a college student and a bankruptcy that is scheduled to ‘fall’ off 2011. Some of these things supposedly are to [...]

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Tom I try to find someone who needs what I am getting rid of or try to recycle it if I can. Do you trash your belongings when you buy new things or do you find someone in need to give them to?
daljack 99% of the time those things on the curbs are broken or gross. When I have things to pass on I make sure it's something I would want myself. I do not give away clothes or items that are in disrepair.... Do you trash your belongings when you buy new things or do you find someone in need to give them to?
Lola I never toss out something that can be used by someone else. Push comes to shove I drop it off at the local Salvation Army post where they will make sure it gets to the right people. Do you trash your belongings when you buy new things or do you find someone in need to give them to?
sapphire_tear_z Clothes, if they are in use able condition, are sent to appropriate Charity organizations or to local orphanages. The furniture/TV/ Music system etc. is mostly passed on to whoever needs it around me... Do you trash your belongings when you buy new things or do you find someone in need to give them to?
proudnanny I usually try to donate my used stuff, if it is not in bad shape, but usually I wear my stuff till nobody else would want to wear it. I myself keep about 4 pair of pants, 2 shorts and shirts, one pai... Do you trash your belongings when you buy new things or do you find someone in need to give them to?
melspur82 You should negotiate with these ocmpanies to get them to report on your credit repor that they were paid in full, not charged-off. This typcially means that you didn't pay them and they wrote them of... Will my credit card to improve pay medical bills that were delinquent?
lingua06437 The charge offs will be on your report for seven years after the date you paid them off completely. Short term - your score won't improve. Long term - it will. Also - when you go for a loan in the ... Will my credit card to improve pay medical bills that were delinquent?
bluedecker97 Donate to OUT OF THE CLOSET stores and support HIV services. Do you trash your belongings when you buy new things or do you find someone in need to give them to?
outlook0330 Anytime you pay something off it will help, because that will be one less thing the lender will need to ask you about the next time you apply for credit some where. The bad news is that in my past, d... Will my credit card to improve pay medical bills that were delinquent?
Richard C Hey, here's a place to buy dirt cheap electronic products. Go to: http://anyelectronicproductyouwant.findthecheapestonline.com You will find real cheap electronic products there. Where’s a good place to buy cheap stuff for your home? ?