I have a credit union visa credit card wth credit limit of 15K$
And Amex card with credit limit of 10K$
I spend around 3k$ including both the cards in a month.
Before the due date, i payoff all the amounst -3k$ ( no finance charges ).
I dont have any other loans.
I have credit score 690
what is the possibilty i will have the score of 850 in 2 years from now with this pace.
Is the high credit limit will affect my score ?
Dec 022011
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