Archives for December 2011 | Fast2Learn Mortgage and Loan

How to donate money to Taiwan flood victims from Philippines?

Dec 312011

I want to donate a little money to the flood victims of Taiwan, and I live in the Philippines.

I had some tips for saving money to be used specifically for the supermarket?

Dec 312011

We sell our house and buy a more expensive house and I want more money for a down payment, I saved a few saved, but we spend $ 700 or more per month just in gas and food is just my husband and my self-esteem

Where can I go to get a really cheap car @ a very low price?

Credit Repair No Responses »

Dec 312011

Right now my situation is really bad. I just started working again, but I have no car. My credit score sucks and I have no money saved. I can maybe come up with some money within two months….maybe a grand! Does anybody know where I can find a car that runs for about that much. I know I’m wishing, but hey….there’s no harm in asking!

How much does an inquiry take your credit score down by?

Credit Repair 2 Responses »

Dec 312011

Before, I had just one inquiry on my Equifax credit score. About three weeks ago, I called Comcast to inquire about adding service, and they asked for my social security #. I specifically asked if they were running a credit check because I knew that would hurt my score. Sure enough, I found out later that they had run one. I need every point I can get because I’m buying a house in the near future. How much has this affected my score and is there any way to get this off my report since I never authorized it?

Want to buy home down the street, what to do rent current?

Home Insurance No Responses »

Dec 312011

So, there’s a great house at the end of my dead end street that’s been for sale for a while. It’s rather cheap and I could probably get it for less then asking at this point… While I could get by with both mortgages, I’d obviously rather not. I’d like to stay in the other place while renovating and rent out my current house. So, and I found some vague answers to this question, can I purchase the new place as being owner occupied since I will live there? If not, buy as second home or investment home? When buying the house I’m in now 3 years ago, I got a first time buyer deal with a two loans, one for the 20%, the other for the rest. What would I have to add or shift to the insurance on my current place to rent? What about writing off taxes, could I write off both homes, and interest paid on both homes? Do I have to claim rent from house as income? I’ve looked for some of these answers, but there’s just too much internet. Any and all input would be greatly appreciated. And if you can think of answer to questions about this topic that I haven’t, but should ask, feel free to chime in, thanks

Where do I start? I buy a house for the first time.?

Home Buying No Responses »

Dec 312011

My fiance and I recently purchased a house to get married after we thought. We rent an apartment until August 2007, we have a lot of time. I have heard many mixed messages when it comes to down payments and whether they can make a difference on your monthly payment – and if so, it may even 5-6 U.S. dollars. What advice can you give to home buyers when it comes to down payments and mortgages?

advice on getting a home or renting a home for a single mother with?

Home Buying No Responses »

Dec 312011

very little income what are some programs that could help me buy a home or atleast rent?

First Time Home Buying.?

Home Buying No Responses »

Dec 312011

My fiance and I are looking at purchasing our first home.
We’ve found plenty of homes that have caught our interest and we will be wanting to move from our current home (we are currently renting) in about 2-3 months.

Seeing as neither of us have very helpful parental guidance, we really have no idea where to start.
What sort of things should we be finding information on when it comes to purchasing our first home?
Is there anyone we should/could hire that would give us an unbiased opinion about what our options are, what the pros and cons are and if we’re going to be screwing ourselves in the long run?
What sort of interest rates should we be looking at? Are fixed rates what we should go for?
What sort of things should you look at when first purchasing a home?

All in all, it seems like purchasing a house is way on top of our heads. Any kind of information on anything that’s useful would be great.

When you were 17 did you find it hard to call a place your home?

Home Buying No Responses »

Dec 312011

I think in order for a house to be your “home” you need to feel completely safe and comfortable. I’ve never felt that with any house I’ve lived at… …My parents split when I was very young and I’ve jumped around from house to house allot, altered schools many times. I’m seventeen now and recently moved in with my grandparents from my dad and his wife and I’ve never been means to call either of their houses my home. Anyone else have this same problem?

I’ve read that you make more money by not buying a home and instead using that money to invest wisely–true

Home Buying No Responses »

Dec 312011

I’m thinking of buying a home, but prices everywhere seem to be dropping and I’ve read that they’ll keep dropping for another year or two. I’ve also read that the stockmarket outperforms the real estate market on average over long periods of time. Would it be a better idea financially to just rent an apartment and put all of my extra money into Berkshire Hathaway or some other high quality, long term growth stock? It seems that people who invest well in stocks (like Warren Buffett) do much better than people who invest in real estate (like Donald Trump–he’s very wealthy, but not as wealthy as top stock investors). Thanks for any help you can give me.